Bolton still one of most expensive places in UK to insure a car

A car crash. Bolton is a

A car crash. Bolton is a "crash for cash" hotspot.

First published in News The Bolton News: Photograph of the Author by , crime reporter

BOLTON continues to be one of the most expensive places to insure a car — but premiums are expected to fall.

The town was named as the seventh most costly place to insure a car, behind such places as London, Ilford, Manchester and Oldham.

Drivers are paying £764.53 on average annually — £500 more than residents in the Isle of Man who pay the lowest.

Bolton residents have been faced with costly insurance premiums for years due to the borough being one of the worst hotspots in England for “crash for cash” frauds.

The scams involve criminals deliberately causing crashes and making fraudulent compensation claims.

Janet Connor, from AA Insurance, said that as well as taking the postcode into account when calculating premiums, the experience and age of the driver, the car model and where the car is kept are among the other factors considered.

Ms Connor said: “The premium reflects the likelihood of a claim being made and, in some urban areas, there is much greater risk of a collision taking place, or of car crimes such as theft of or from a vehicle, uninsured driving or attempts at cash for crash fraud.

“Sadly, the criminality of some people has a detrimental effect on the premiums paid by honest motorists in such places.

“But over the past year premiums have, on average, fallen in most areas of the UK and, encouragingly, some of the biggest falls have been in postcode areas that traditionally have paid the highest premiums.”

She said she hopes measures being introduced by the Ministry of Justice to curb fraudulent injury claims, and continued work by the Motor Insurers' Bureau and the police to reduce the number of uninsured drivers, will help to ensure premiums are affordable.

Last year, The Insurance Fraud Bureau and Crimestoppers launched a campaign to stamp out crash for cash scams.

Bolton was named behind Bradford and Birmingham in a top 10 list for the crimes. Junction 4 of the M61, near Farnworth, has also previously featured near the top of a UK shame list for places where the most bogus crash claims are made.

Comments (22)

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8:34am Tue 19 Aug 14

The Squire In Residence says...

Thanks Asons....
Thanks Asons.... The Squire In Residence
  • Score: 16

10:07am Tue 19 Aug 14

BlueRay79 says...

Look at the hotspot areas https://crimestopper
s-uk.org/get-involve
d/our-campaigns/nati
onal-campaigns/crash
-for-cash

Isn't it funny all those places have a higher immigrant population.
Look at the hotspot areas https://crimestopper s-uk.org/get-involve d/our-campaigns/nati onal-campaigns/crash -for-cash Isn't it funny all those places have a higher immigrant population. BlueRay79
  • Score: 21

10:43am Tue 19 Aug 14

Hong Kong Fui says...

As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton.

I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%!

As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.
As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton. I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%! As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved. Hong Kong Fui
  • Score: 29

11:02am Tue 19 Aug 14

thomas222 says...

What a coincidence Asons are the largest accident claim Company in the UK.
What a coincidence Asons are the largest accident claim Company in the UK. thomas222
  • Score: 15

11:27am Tue 19 Aug 14

655321 says...

Hong Kong Fui wrote:
As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton.

I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%!

As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.
Out of interest, what was the ethnic background of the claimant?

Some interesting reading:
http://www.arrse.co.
uk/community/threads
/insurance-fraud.179
927/
[quote][p][bold]Hong Kong Fui[/bold] wrote: As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton. I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%! As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.[/p][/quote]Out of interest, what was the ethnic background of the claimant? Some interesting reading: http://www.arrse.co. uk/community/threads /insurance-fraud.179 927/ 655321
  • Score: 0

11:28am Tue 19 Aug 14

Changeit! says...

What a shock! Farnworth, Birmingham, Bradford, Oldham? How unusual! It's just a coincidence the politicians would probably say!
What a shock! Farnworth, Birmingham, Bradford, Oldham? How unusual! It's just a coincidence the politicians would probably say! Changeit!
  • Score: 15

12:50pm Tue 19 Aug 14

Wolfie190 says...

655321 wrote:
Hong Kong Fui wrote:
As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton.

I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%!

As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.
Out of interest, what was the ethnic background of the claimant?

Some interesting reading:
http://www.arrse.co.

uk/community/threads

/insurance-fraud.179

927/
Thanks for the link.
[quote][p][bold]655321[/bold] wrote: [quote][p][bold]Hong Kong Fui[/bold] wrote: As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton. I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%! As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.[/p][/quote]Out of interest, what was the ethnic background of the claimant? Some interesting reading: http://www.arrse.co. uk/community/threads /insurance-fraud.179 927/[/p][/quote]Thanks for the link. Wolfie190
  • Score: 4

1:38pm Tue 19 Aug 14

RogerDT says...

Wolfie190 wrote:
655321 wrote:
Hong Kong Fui wrote:
As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton.

I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%!

As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.
Out of interest, what was the ethnic background of the claimant?

Some interesting reading:
http://www.arrse.co.


uk/community/threads


/insurance-fraud.179


927/
Thanks for the link.
My wife's been a victim of this & yes in that area & yes we all know what ethnic background the "victim" was from !
[quote][p][bold]Wolfie190[/bold] wrote: [quote][p][bold]655321[/bold] wrote: [quote][p][bold]Hong Kong Fui[/bold] wrote: As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton. I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%! As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.[/p][/quote]Out of interest, what was the ethnic background of the claimant? Some interesting reading: http://www.arrse.co. uk/community/threads /insurance-fraud.179 927/[/p][/quote]Thanks for the link.[/p][/quote]My wife's been a victim of this & yes in that area & yes we all know what ethnic background the "victim" was from ! RogerDT
  • Score: 16

3:35pm Tue 19 Aug 14

Phil from Smithills says...

Hong Kong Fui wrote:
As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton.

I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%!

As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.
Six years ago I was parked in Asda car park Astley Bridge, on returning to my car, it could see it had been hit in the side, a witness of the incident left details of the vehicle that reversed into the side of my car and quickly drove off.

It was reported to the police and my insurance company, the driver could not be traced at the address of the other driver.

My insurance company increased my gross premium by 50% although I had a 70% no claims.

As soon as I saw the name of the other driver, I feared the worse.
[quote][p][bold]Hong Kong Fui[/bold] wrote: As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton. I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%! As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.[/p][/quote]Six years ago I was parked in Asda car park Astley Bridge, on returning to my car, it could see it had been hit in the side, a witness of the incident left details of the vehicle that reversed into the side of my car and quickly drove off. It was reported to the police and my insurance company, the driver could not be traced at the address of the other driver. My insurance company increased my gross premium by 50% although I had a 70% no claims. As soon as I saw the name of the other driver, I feared the worse. Phil from Smithills
  • Score: 12

4:40pm Tue 19 Aug 14

itsnotthatbad says...

RogerDT wrote:
Wolfie190 wrote:
655321 wrote:
Hong Kong Fui wrote:
As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton.

I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%!

As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.
Out of interest, what was the ethnic background of the claimant?

Some interesting reading:
http://www.arrse.co.



uk/community/threads



/insurance-fraud.179



927/
Thanks for the link.
My wife's been a victim of this & yes in that area & yes we all know what ethnic background the "victim" was from !
I was a victim of this too, but mine was mayor street nr the council yard. The driver worked on st marks st in a certain trade that their insurance allows use of multiple vehicles that may or may not be in need of repair.....apparentl
y going to collect a child from school at 2pm.... slammed on at the mini roundabout. luckily I was less than a mile an hour as just setting off, but apparently i caused the boot to have a big dent by the bumper which was full of rust... so I caused a rusty dent that looked like they'd reversed into a lampost.., i took pics and there was zero damage to my car. when the insurance company got involved they said no need for pics or to even examine my car. they said the claim was for car to be recovered even tho they drove off. storage costs etc etc claim ended at £12000 as further down the line they claimed for whiplash too. I paid him a visit at work and he seemed well enough to be working under a car on the ramps. craning his poorly neck.... told the insurance and they never even sent an investigator out. luckily protected no claims so not a big loss. yes this guy was not english born either,. they tried to do same to my wife on her way to work but as she's a slow driver she managed to brake before the guy sped off on st helens road. easy money for lazy feckless people. you want insurance down, firstly regulate the claims management companies and standardise the costs so they cant charge £300 a day storage fees etc.
[quote][p][bold]RogerDT[/bold] wrote: [quote][p][bold]Wolfie190[/bold] wrote: [quote][p][bold]655321[/bold] wrote: [quote][p][bold]Hong Kong Fui[/bold] wrote: As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton. I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%! As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.[/p][/quote]Out of interest, what was the ethnic background of the claimant? Some interesting reading: http://www.arrse.co. uk/community/threads /insurance-fraud.179 927/[/p][/quote]Thanks for the link.[/p][/quote]My wife's been a victim of this & yes in that area & yes we all know what ethnic background the "victim" was from ![/p][/quote]I was a victim of this too, but mine was mayor street nr the council yard. The driver worked on st marks st in a certain trade that their insurance allows use of multiple vehicles that may or may not be in need of repair.....apparentl y going to collect a child from school at 2pm.... slammed on at the mini roundabout. luckily I was less than a mile an hour as just setting off, but apparently i caused the boot to have a big dent by the bumper which was full of rust... so I caused a rusty dent that looked like they'd reversed into a lampost.., i took pics and there was zero damage to my car. when the insurance company got involved they said no need for pics or to even examine my car. they said the claim was for car to be recovered even tho they drove off. storage costs etc etc claim ended at £12000 as further down the line they claimed for whiplash too. I paid him a visit at work and he seemed well enough to be working under a car on the ramps. craning his poorly neck.... told the insurance and they never even sent an investigator out. luckily protected no claims so not a big loss. yes this guy was not english born either,. they tried to do same to my wife on her way to work but as she's a slow driver she managed to brake before the guy sped off on st helens road. easy money for lazy feckless people. you want insurance down, firstly regulate the claims management companies and standardise the costs so they cant charge £300 a day storage fees etc. itsnotthatbad
  • Score: 10

8:05pm Tue 19 Aug 14

keggard says...

We all know who's doing this you only have to look a the towns and cities on the list to be honest I am not sure if Bradford s still classed as a English town but what bothers me is everybody know where the problem is but nobody seems to be doing out about it the police should be rounding them all up and charging them it's fraud at the end of the day but seems if you a certain colour they tend to leave you alone
We all know who's doing this you only have to look a the towns and cities on the list to be honest I am not sure if Bradford s still classed as a English town but what bothers me is everybody know where the problem is but nobody seems to be doing out about it the police should be rounding them all up and charging them it's fraud at the end of the day but seems if you a certain colour they tend to leave you alone keggard
  • Score: 11

10:28pm Tue 19 Aug 14

Citizen Cane says...

You've got those Labour clowns to thank for this with their open borders policy and Hamas loving MP's. If they get in next time, they'll ban English as the official language.
You've got those Labour clowns to thank for this with their open borders policy and Hamas loving MP's. If they get in next time, they'll ban English as the official language. Citizen Cane
  • Score: 8

12:28am Wed 20 Aug 14

united99 says...

Lol you people make me chuckle with your comments - you seem to have the answers to everything yet you can't do anything about it...
You guys think you are private investigators working for keoghs - all talk no action.
Simple advice concentrate on the car in front and you won't have an acci
Lol you people make me chuckle with your comments - you seem to have the answers to everything yet you can't do anything about it... You guys think you are private investigators working for keoghs - all talk no action. Simple advice concentrate on the car in front and you won't have an acci united99
  • Score: -7

12:36am Wed 20 Aug 14

united99 says...

Accident.......
It's what keeps the accident management companies busy hence why the solicitors are busy hence why the medical examiners are kept busy and so on - guys don't you get it it's a vicious circle.
Must be a coincidence with all the names of the towns and cities mentioned -very quick to jump to conclusions.
You can't beat public transport .
Last time I check Bradford was still an English City !!!
Accident....... It's what keeps the accident management companies busy hence why the solicitors are busy hence why the medical examiners are kept busy and so on - guys don't you get it it's a vicious circle. Must be a coincidence with all the names of the towns and cities mentioned -very quick to jump to conclusions. You can't beat public transport . Last time I check Bradford was still an English City !!! united99
  • Score: -9

8:49am Wed 20 Aug 14

Bob Shaftoe says...

united99 wrote:
Accident.......
It's what keeps the accident management companies busy hence why the solicitors are busy hence why the medical examiners are kept busy and so on - guys don't you get it it's a vicious circle.
Must be a coincidence with all the names of the towns and cities mentioned -very quick to jump to conclusions.
You can't beat public transport .
Last time I check Bradford was still an English City !!!
Scummer, as usual you talk a load of crap.
You crooks are in every scam going, crash for cash to fixing test matches. Solicitors, and Doctors all as bent as the rest of you. And from today's news the world would be well rid of the evil lot of you.
[quote][p][bold]united99[/bold] wrote: Accident....... It's what keeps the accident management companies busy hence why the solicitors are busy hence why the medical examiners are kept busy and so on - guys don't you get it it's a vicious circle. Must be a coincidence with all the names of the towns and cities mentioned -very quick to jump to conclusions. You can't beat public transport . Last time I check Bradford was still an English City !!![/p][/quote]Scummer, as usual you talk a load of crap. You crooks are in every scam going, crash for cash to fixing test matches. Solicitors, and Doctors all as bent as the rest of you. And from today's news the world would be well rid of the evil lot of you. Bob Shaftoe
  • Score: 6

9:50am Wed 20 Aug 14

LoveBolton says...

Every background are involved in these scams, crash for cash, accident at work , where there's a blame there's a a claim, etc... We living in a compensation culture. In my opinion there should be no compensation claim for whiplash and minor injures, because most likely they are fake claims this would stop fraudulent claims very quickly. Also the law needs to change quickly regarding some one hitting the back of a car because as we all know if you hit the back of a car you are to blame. Broken bones and serious injuries are not easy to fake. A separate medical insurance should be introduced for people who wish to make minor medical insurance claims in the event of a accident. This would not effect your car insurance. If you don't have this insurance policy then you cannot claim. You have to make a claim on your own medical insurance policy. So people like us who do not make claims are not effected.
Every background are involved in these scams, crash for cash, accident at work , where there's a blame there's a a claim, etc... We living in a compensation culture. In my opinion there should be no compensation claim for whiplash and minor injures, because most likely they are fake claims this would stop fraudulent claims very quickly. Also the law needs to change quickly regarding some one hitting the back of a car because as we all know if you hit the back of a car you are to blame. Broken bones and serious injuries are not easy to fake. A separate medical insurance should be introduced for people who wish to make minor medical insurance claims in the event of a accident. This would not effect your car insurance. If you don't have this insurance policy then you cannot claim. You have to make a claim on your own medical insurance policy. So people like us who do not make claims are not effected. LoveBolton
  • Score: 0

10:19am Wed 20 Aug 14

Wolfie190 says...

RogerDT wrote:
Wolfie190 wrote:
655321 wrote:
Hong Kong Fui wrote:
As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton.

I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%!

As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.
Out of interest, what was the ethnic background of the claimant?

Some interesting reading:
http://www.arrse.co.



uk/community/threads



/insurance-fraud.179



927/
Thanks for the link.
My wife's been a victim of this & yes in that area & yes we all know what ethnic background the "victim" was from !
Oh ive witnessed it myself three pakistanis in a scruffy car driving up and down my road in an English area jamming their brakes on in front of middle aged British people. Not nice I phoned the police for what its worth. The joys of our multicultural society.
[quote][p][bold]RogerDT[/bold] wrote: [quote][p][bold]Wolfie190[/bold] wrote: [quote][p][bold]655321[/bold] wrote: [quote][p][bold]Hong Kong Fui[/bold] wrote: As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton. I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%! As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.[/p][/quote]Out of interest, what was the ethnic background of the claimant? Some interesting reading: http://www.arrse.co. uk/community/threads /insurance-fraud.179 927/[/p][/quote]Thanks for the link.[/p][/quote]My wife's been a victim of this & yes in that area & yes we all know what ethnic background the "victim" was from ![/p][/quote]Oh ive witnessed it myself three pakistanis in a scruffy car driving up and down my road in an English area jamming their brakes on in front of middle aged British people. Not nice I phoned the police for what its worth. The joys of our multicultural society. Wolfie190
  • Score: 1

10:25am Wed 20 Aug 14

Wolfie190 says...

united99 wrote:
Lol you people make me chuckle with your comments - you seem to have the answers to everything yet you can't do anything about it...
You guys think you are private investigators working for keoghs - all talk no action.
Simple advice concentrate on the car in front and you won't have an acci
We all know whats going on in this country our police and politicians turn a blind eye to the crimes of certain communities even the drugging and gang raping of under age British girls.
[quote][p][bold]united99[/bold] wrote: Lol you people make me chuckle with your comments - you seem to have the answers to everything yet you can't do anything about it... You guys think you are private investigators working for keoghs - all talk no action. Simple advice concentrate on the car in front and you won't have an acci[/p][/quote]We all know whats going on in this country our police and politicians turn a blind eye to the crimes of certain communities even the drugging and gang raping of under age British girls. Wolfie190
  • Score: 1

10:29am Wed 20 Aug 14

655321 says...

Wolfie190 wrote:
RogerDT wrote:
Wolfie190 wrote:
655321 wrote:
Hong Kong Fui wrote:
As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton.

I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%!

As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.
Out of interest, what was the ethnic background of the claimant?

Some interesting reading:
http://www.arrse.co.




uk/community/threads




/insurance-fraud.179




927/
Thanks for the link.
My wife's been a victim of this & yes in that area & yes we all know what ethnic background the "victim" was from !
Oh ive witnessed it myself three pakistanis in a scruffy car driving up and down my road in an English area jamming their brakes on in front of middle aged British people. Not nice I phoned the police for what its worth. The joys of our multicultural society.
Did you look at the link I provided? Some very useful insight there methinks!
[quote][p][bold]Wolfie190[/bold] wrote: [quote][p][bold]RogerDT[/bold] wrote: [quote][p][bold]Wolfie190[/bold] wrote: [quote][p][bold]655321[/bold] wrote: [quote][p][bold]Hong Kong Fui[/bold] wrote: As someone who has been a victim of cash for crash fraud, I don’t understand why this issue isn’t tackled head on by the police and insurance investigators in Bolton. I had their insurance companies own Accident Investigator come out and check my car for damage and he told me something I already knew.... my car hadn’t been in any accident whatsoever! I took it to court confident I would win with the Accident Investigators report. At the 11th Hour the claimant suddenly appeared with a witness and I lost the claim. Both insurance companies knew it was fraud, but due to the low sum involved it made in cheaper to let it go. I however, lost my 10+ years no claims which went down the drain and my premiums increased by an extra 50%! As a footnote.... Whilst chatting to the Accident Investigator he mentioned that 90% of his workload is base within 1/2mile of Halliwell Road and Blackburn Road... I think that answers why the police are reluctant to get involved.[/p][/quote]Out of interest, what was the ethnic background of the claimant? Some interesting reading: http://www.arrse.co. uk/community/threads /insurance-fraud.179 927/[/p][/quote]Thanks for the link.[/p][/quote]My wife's been a victim of this & yes in that area & yes we all know what ethnic background the "victim" was from ![/p][/quote]Oh ive witnessed it myself three pakistanis in a scruffy car driving up and down my road in an English area jamming their brakes on in front of middle aged British people. Not nice I phoned the police for what its worth. The joys of our multicultural society.[/p][/quote]Did you look at the link I provided? Some very useful insight there methinks! 655321
  • Score: 1

1:42pm Wed 20 Aug 14

RogerDT says...

united99 wrote:
Accident.......
It's what keeps the accident management companies busy hence why the solicitors are busy hence why the medical examiners are kept busy and so on - guys don't you get it it's a vicious circle.
Must be a coincidence with all the names of the towns and cities mentioned -very quick to jump to conclusions.
You can't beat public transport .
Last time I check Bradford was still an English City !!!
Shut up.
[quote][p][bold]united99[/bold] wrote: Accident....... It's what keeps the accident management companies busy hence why the solicitors are busy hence why the medical examiners are kept busy and so on - guys don't you get it it's a vicious circle. Must be a coincidence with all the names of the towns and cities mentioned -very quick to jump to conclusions. You can't beat public transport . Last time I check Bradford was still an English City !!![/p][/quote]Shut up. RogerDT
  • Score: 1

9:31pm Thu 21 Aug 14

united99 says...

Love it - you people getting hot under the collar...
Love it - you people getting hot under the collar... united99
  • Score: 0

9:33pm Thu 21 Aug 14

united99 says...

Asons sols are very busy at the moment -there are a few vacancies at the moment fancy applying for a job lol
Asons sols are very busy at the moment -there are a few vacancies at the moment fancy applying for a job lol united99
  • Score: 0

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