Officials are warning people to remain vigilant over fake email purporting to be from mortgage lenders.

Action Fraud, the UK’s national reporting centre for fraud and cybercrime, has received 538 reports in two weeks relating to fake emails purporting to be from mortgage lenders.

The emails claim to offer limited-time deals to low-rate mortgages, and the links in the emails lead to malicious websites designed to steal personal and financial information.

A spokesperson for Action Fraud said: “Criminals are using mortgage offers “as low as 2.39 per cent” to lure people into phishing scams.

“Your reports have resulted in the removal of 235,000 malicious websites as of May 2023.

“If you have any doubts about a message, contact the organisation directly.

“Don’t use the numbers or address in the message, use the details from their official website.

“Your bank or any other official source will never ask you to supply personal information via email.”

If you spot a suspicious email, forward it to the suspicious email reporting service, go to report@phishing.gov.uk.

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