Pensioners living on their own owed £4k State Pension boost

There are two types of Pension Credit - Guarantee Credit and Savings Credit. <i>(Image: Submitted)</i>
There are two types of Pension Credit - Guarantee Credit and Savings Credit. (Image: Submitted)
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Thousands of elderly people could be owed a State Pension boost, it has been revealed.

The Department for Work and Pensions (DWP) recently confirmed that nearly 78 per cent of all new claims for Pension Credit are processed, from initial application to award decision letter, within the target timeframe of 50 working days (10 weeks).

This means older people on a low income making a new claim this month, especially those living on their own, could receive their first payment and any arrears by mid-September.

Despite the full New State Pension now worth £230.25 per week and the full Basic State Pension worth £176.45, data from the Office for National Statistics (ONS) shows that in 2021, some 3.3 million people aged 65 years and over were living alone in England and Wales, with around 337,000 single pensioner households recorded in Scotland.

All older people - single, married or cohabiting - must make sure they are claiming all the additional financial support they are entitled to this year to help boost their income and offset the ongoing impact of the cost of living.

Who can claim Pension Credit?

There are two types of Pension Credit - Guarantee Credit and Savings Credit.

To qualify for Guarantee Pension Credit, you must be State Pension age (66). Your weekly income will need to be less than the minimum amount the UK Government says you need to live on.

This is £227.10 for a single person and £346.60 for a couple - this amount could be higher if you're disabled, a carer or have certain housing costs.

Pension Credit is the most under-claimed benefit and is specifically aimed at providing additional financial support for older people on a low income, singles and couples.


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Nearly 1.4 million older people across Great Britain, including more than 125,000 living in Scotland, are currently receiving the means-tested benefit that could provide an average of £4,300 in extra support during the coming months.

Some older people think that because they have savings or own their home, they would not be eligible for the means-tested benefit, which can also provide access to help with housing costs, heating bills and Council Tax.

An award of just £1 per week is enough to unlock other support.

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