FAMILY finances these days mean that not many couples can make ends meet without both wages.

And when a baby comes along that money is even more necessary.

However, going back to work after having a baby brings other problems, not just the financial ones.

There are many day nurseries and registered childminders available who must meet with the approval of the Local Authority and comply with stringent vetting and inspection regulations.

Services offered by individual care facilities can vary. Some private day nurseries are happy to take babies from as young as eight weeks old up to school age. Others place a minimum age limit of around two years old.

Registered childminders have individual preferences when it comes to setting minimum age requirements but are generally quite flexible.

So how does a parent choose the right care for their child?

The first thing to do is decide on the kind of care you want for your child.

A registered childminder will provide an environment closely resembling that of home. A day nursery, on the other hand, offers a broader spectrum of childcare.

The final decision on child care comes down to personal choice -- usually reached after visiting as many local facilities as possible.

These will give a general feel of the atmosphere, numbers, play facilities, and perhaps most importantly an idea of the people behind them.

After all, they will be responsible for your child's safety, happiness and well-being.