DOES Kath Kavanagh (“If the banking system fails, then we all fail,” April 20) really not understand the difference between the bank clerks who work for a living, meeting our banking needs in local branches, and the merchant bankers who caused the financial crisis because they were so hooked on getting something for nothing that they did not know when or how to stop gambling?

I don’t think so.

Of course we need banking services, but we also need hospitals, day centres, libraries, social care, social housing, schools… We bailed out the banks; why can we not bail out these services too?

The Conservatives claim they are having to make cuts because our national debt is costing too much. If this is true, why has George Osborne committed us to £6.9 billion worth of Public Funding Initiatives projects since he has become Chancellor? They get us into the most expensive kind of public debt.

Perhaps Kath Kavanagh would like to explain what is actually going on here, because it looks to me as if it is Conservative Party policy to facilitate the profiteering of the few while making the many pay for the debt.

Rachel Mann Green Party candidate for Smithills